We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.

2023 full year results

Charlie Nunn, Group Chief Executive, and William Chalmers, Chief Financial Officer, presented our 2023 full year results on 22 February.

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Shareholder FAQs
Webcast replay

2023 full year results highlights

We delivered a robust financial performance, meeting our 2023 guidance, driven by income growth, cost discipline and strong asset quality.



Statutory profit after tax


Net income


Operating costs


Return on tangible equity


Pro forma CET1 ratio


Total ordinary dividend

Our purpose and strategy

Our purpose is Helping Britain Prosper. This forms the basis of our strategy to profitably deliver for all of our stakeholders.

How we're Helping Britain Prosper

Video | 2 mins

Watch Charlie's message, as he reflects on supporting our stakeholders in 2023 and beyond.

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Annual report and accounts 2023

Our reporting is designed to enable better communication to a range of stakeholders. Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance and provides detail on our strategy.

Annual report highlights


Key information for investors


Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

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Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

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Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee

Environmental, social and governance

Strong ESG performance is core to delivering our purpose and strategy.

ESG at Lloyds Banking Group

News and insight

The latest updates and opinions from across the Group.

Charlie Nunn
Group Chief Executive
22 February 2024
3 min read

Helping Britain Prosper now and for the future

How the Group is delivering against its strategy, and the importance of a vibrant and resilient banking sector in supporting strong communities and the wider economy.

Read Charlie's article
Andrew Asaam
Homes Director
01 February 2024
4 min read

What’s next for the housing market in 2024?

Our housing expert Andrew Asaam explores what homeowners and renters might see in the market this year.

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